What is the difference between Professional Indemnity [PI] Insurance and Public Liability [PL] Insurance?
Professional indemnity insurance (PI) and public liability (PL) insurance are different types of business insurance that cover claims for compensation made against you.
Catagories
- • Oil & Gas Contractor Insurance
- • Energy Contractors Insurance
- • Energy & Construction Insurance
- • Energy Insurance
- • Energy Insurance Coverage
- • Offshore Liability Insurance
- • Energy, Oil & Gas Contractor Insurance
- • Energy Liability Insurance
- • Offshore Contractors Insurance
- • Energy Insurance Services
- • Energy Insurance Agency
- • Energy Industry & Power Generation Insurance
- • Energy Sector Insurance
- • Insurance for Energy Companies
- • Energy Industry Insurance
- • Energy Insurance Cover
- • Energy Insurance Market
- • Energy Insurance Claims
- • Offshore Energy Insurance
- • Energy Contractors UK
- • Renewable Energy Contractors Insurance
- • Renewable Energy Business Insurance
- • Public Liability Insurance
- • Employers' Liability Insurance
- • Professional Indemnity Insurance
- • Professional Indemnity Insurance (PI)
- • PI Insurance
- • Energy Contractor Insurance
- • Solar Contractor Insurance
- • Renewable Energy Insurance Companies
- • What is Energy Insurance
- • Energy & Renewables Insurance
- • Solar Energy Contractor Insurance
- • Insurance for the Energy Sector
- • Offshore Oil and Gas Contractor Insurance
- • Oil Gas Energy Contractors
- • Business Insurance
- • Energy Contractor Insurance Cost
- • Offshore Contractor Insurance
- • Solar Energy Contractors Insurance
- • Solar Panel Insurance
- • Renewable Energy Insurance
- • Energy Contractor
- • Renewable Energy Contractors
- • Oil and Gas Insurance Companies
- • Energy Healing Insurance
- • Energy Insurance Brokers
- • Buy Energy Liability Insurance Online
- • Buy Energy Liability Insurance
- • Buy Energy Liability Insurance Online UK
- • Energy Liability Insurance UK
- • Cheapest Energy Liability Insurance
- • Buy Energy Contractors Insurance Online UK
- • Offshore Energy Contractors Insurance
- • Contractor Insurance
- • Oil and Gas Contractor Insurance
- • Buy Energy Contractor Insurance UK
- • Energy Insurance UK
- • Onshore & Offshore Energy Insurance
- • What does Energy Insurance Cover
- • Energy Contractors Insurance Agency
- • Energy Contractors Insurance Europe
- • Energy Contractors Insurance in UK
- • Energy Contractors Insurance London
- • Energy Contractors Insurance offshore
- • Energy Onshore Insurance
- • Energy Contractors Insurance Providers
- • Energy Contractors Insurance Policy Wording
- • Energy Contractors Insurance rates
- • Energy Contractors Insurance UK
- • Energy Insurance Broker
- • Energy Business Insurance
- • renewable Energy Insurance Broker
- • Energy Insurance company
- • Consumers Energy Insurance
- • Clean Energy Insurance
- • Energy Insurance Providers
- • Energy Insurance Product
- • Renewable Energy Insurance UK
- • Buy Energy Contractors Insurance Online at Home
- • Buy Energy Contractors Insurance Online Cheap
- • Buy Energy Contractors Insurance Online in UK
- • Buy Energy Contractors Insurance Online for UK
- • Buy Energy Contractors Insurance Online Quote UK
- • Cheap Energy Contractors Insurance Online Quote UK
- • Cheap Energy Contractors Insurance Online Quote
- • Cheap Energy Contractors Insurance Online Services
- • Cheap Energy Contractors Insurance Online UK
- • Cheap Energy Contractors Insurance Companies
- • Cheap Energy Contractors Insurance Companies UK
- • Cheap Energy Contractors Insurance for Business
- • Cheap Energy Contractors Insurance in UK
- • Cheap Energy Contractors Insurance Quotes Online
- • Cheap Energy Contractors Insurance Providers
- • Cheap Energy Contractors Insurance Quote
- • Cheap Energy Contractors Insurance Quotes UK
- • Cheap Energy Contractors Insurance Services
- • Cheap Energy Contractors Insurance UK
- • Low Cost Energy Contractors Insurance Companies UK
- • Low Cost Energy Contractors Insurance for UK
- • Low Cost Energy Contractors Insurance in UK
- • Low Cost Energy Contractors Insurance Online
- • Low Cost Energy Contractors Insurance Quote UK
- • Low Cost Energy Contractors Insurance UK
- • Energy Contractors
- • Offshore Professional Indemnity Insurance
- • Insurance for Offshore Contractors
- • Oil and Gas Contractor Insurance UK
- • Portable electronic Equipment Insurance
- • Contractor Insurance UK
- • IR35 Contract Review
- • Contractors Insurance
- • Offshore Insurance
- • Professional Indemnity Insurance Contractors
- • Business Combined Insurance
- • Contractor Professional Indemnity Insurance
- • IT Contractor Insurance UK
- • Portable Equipment Insurance
- • Contractor Indemnity Insurance
- • Professional Indemnity Insurance for Contractors
- • Insurance for Offshore Workers
- • Contractors Combined Insurance
- • Oil and Gas Contractors Insurance
- • IR35 Contract Review Service
- • Oil and Gas Insurance
- • Offshore Workers Insurance
- • Limited Company Insurance Contractors
- • IR35 Contract Reviews
- • Indemnity Insurance for Contractors
- • Contractors Insurances
- • Contractors Professional Indemnity Insurance
- • Renewable Energy installers Insurance
- • Insurance for Oil and Gas Contractors
- • Offshore Public Liability Insurance
- • Insurance for Contractors UK
- • Onshore Contractor Insurance
- • Energy Broker
- • Business Combined Insurance Quote
- • IR35 and Offshore Workers
- • IT Contractor Professional Indemnity Insurance
- • Offshore Contractor
- • Onshore Energy Insurance
- • Contract review IR35
- • Health and Safety Professional Indemnity Insurance
- • Gas Contractors
- • Energy Contract Company
- • Gas Contractor Insurance
- • IT Contractor Indemnity Insurance
- • Contractor Tax Enquiry Insurance
- • Limited Company Contractor Insurance
- • Insurance for IT Contractors UK
- • Contractors Insurance Quote
- • Oil and Gas Contractors
- • Contractor Travel Insurance
- • Renewable Energy installer Insurance
- • Contractor Insurance Quote
- • Contractor Health Insurance UK
- • Farm Contractor Insurance
- • Contractors' Insurance
- • Professional Indemnity Insurance for IT Contractors
- • Wind Turbine Installers Insurance
- • Insurance for IT Contractors
- • Professional Indemnity Insurance IT Contractor
- • freelance Contractor Insurance
- • Contractors Insurance UK
- • Contractor Insurance Cover
- • Rail Contractors Insurance
- • Insurance Company Contractors
- • Offshore Oil and Gas Insurance
- • UK Contractor Insurance
- • Professional Indemnity Insurance Railway
- • Oil and Gas Liability Insurance
- • Professional Indemnity Insurance Contractor
- • Offshore Drilling Insurance
- • Railway Contractors Insurance
- • Oil Contractor Insurance
- • Contractors Insurance Manchester
- • IT Contractors Professional Indemnity Insurance
- • Contractor Oil and Gas
- • Insurance for Contractors
- • Contractor Quotes Online
- • IT Contractor Insurance Professional Indemnity
- • Offshore Insurance companies
- • Contractors Insurance Quotes
- • Contractor Insurances
- • Professional Indemnity Insurance Quotes
- • IR35 Insurance Quote
- • Professional Indemnity for Contractors
- • Public Liability Insurance for Railway Workers
- • Professional Indemnity Insurance for Health and Safety consultants
- • Energy Insurance Near Me
- • Oil Rig Insurance
- • Offshore Contractors
- • Tax Enquiry Insurance
- • IR35 Contract Review Providers
- • Energy Brokers
- • Contractor Insurance policies
- • PI Insurance for Contractors
- • Health and Safety consultant Professional Indemnity Insurance
- • Subsea Contractor
- • Contractors Insurance Company
- • office Combined Insurance
- • Offshore
- • Indemnity Insurance for IT Contractors
- • Contractor work Insurance
- • Oil & Gas Insurance
- • Railway Contractor Insurance
- • Business Combined Insurance policy
- • Contractor sickness Insurance
- • Energy and Construction Insurance
- • Business Insurance for IT Contractors
- • Combined Business Insurance
- • Contractor Cover
- • Oil Gas Insurance
- • Insurances for Contractors
- • IT Contractor Insurance Quote
- • Healthcare commercial Combined Insurance
- • Onshore Contractors Insurance
- • Professional Indemnity Insurance for Contractors UK
- • Contractor sickness Cover
- • Offshore Insurance Coverage
- • subContractor Insurance
- • IR35 Offshore Workers
- • Contractor Professional Indemnity
- • Contractor Liability Insurance Quote
- • Oil and Gas Contractor
- • Oil and Gas Insurance Coverage
- • Offshore Insurance policy
- • Indemnity Insurance Quotes
- • Energy Offshore Cover
- • Business travel Insurance for Contractors
- • Insurance for Oil and Gas Industry
- • Contractors Business Insurance
- • Wind Turbine Installer Insurance
- • Insurance Contractors
- • Energy Brokers Manchester
- • Gas Contractor
- • IT Contractor Professional Indemnity
- • Professional Indemnity Insurance UK Quote
- • Contractor Business Insurance
- • Contractors Indemnity Insurance
- • Contractor Liability Insurance UK
- • Contractors Oil and Gas
- • Equipment Cover
- • Contractor Insurance Quotes
- • Energy Site Contractor
- • Rail Contractor Insurance
- • Professional Indemnity Insurance Quote UK
- • Energy Broker Manchester
- • Contracting trades Insurance Manchester
- • Indemnity Insurance IT Contractor
- • Insurance Contractor
- • Ltd Company Insurance Requirements
- • Contractor Insurance Cost
- • Professional Indemnity for IT Contractors
- • The Energy Contract Company
- • Offshore Insurance Brokers
- • Construction Insurance Near Me
- • Cheap Contractor Insurance
- • Portable Cover
- • Contractors Reviews
- • Professional Indemnity Insurance Quotes UK
- • Business Indemnity Insurance Quote
- • Contractor PI Insurance
- • Contractors Equipment Insurance
- • Energy consultants Insurance
- • Reviews of Contractors
- • Insurance Quotes for Contractors
- • Insurance Offshore
- • PI Insurance for IT Contractors
- • PI Insurance Quotes
- • IR35 Contract check
- • Petroleum Contractor
- • power Contractor
- • Online Contractors Insurance
- • Contractor's Insurance
- • Business Combined policy
- • travel expenses for Oil Rig Workers
- • tools and Equipment Insurance Coverage
- • Contractors Insurance pa
- • Insurance for Energy consultants
- • Energy Offshore Insurance
- • Insurance for camera Equipment while traveling
- • Gas Insurance
- • Oil and Gas subContractors
- • Oil and Gas consultant Insurance
- • Oil and Gas operator Insurance
- • Company Indemnity Insurance
- • Indemnity Insurance Quote
- • Professional Indemnity Insurance for an Energy consultant
- • Gas Company Insurance
- • Reviews for Contractors
- • Contractors Quote
- • Cover Portable
- • Combined Insurance agency
- • Combined Insurance Reviews
- • Professional Equipment Insurance
- • Contracting Insurance
- • Oil and Energy Insurance
- • Wind Farm Liability Insurance
- • Equipment Insurance UK
- • Contractor P.I Insurance
- • Insurance for Tools and Equipment
- • Engineering Contractors Insurance
- • Builders Insurance Manchester
- • Contractor Insurance PA
- • Offshore Cover
- • Oil and Gas Insurance Cost
- • Portable Insurance
- • Professional Indemnity Insurance for an Energy & Heating consultant
- • Oil Contractors
- • Energy consultants Professional Indemnity Insurance
- • Business Contractor Insurance
- • Offshore Energy Today
- • IR35 News
- • Contractor Insured
- • Offshore Construction Insurance
- • Contractor Professional Indemnity Insurance Cost
- • Offshore Freelancer
- • Contract works Insurance Online Quote
- • Professional Indemnity Insurance for freelance Contractors
- • Professional Indemnity Insurance claims made basis
- • Contractors Insurance Near Me
- • Energy Construction Insurance
- • Professional Contractor
- • Broker Energy
- • Energy Companies Manchester
- • wind Energy Contractors
- • Offshore Energy
- • Theft Insurance Oil & Gas Equipment
- • Ec Energy
- • Gas Broker
- • Offshore Energies
- • electronic Equipment Insurance
- • energieContractor
- • Gas station Business Insurance Quote
- • Independent Contractor Insurance Cost
- • Insurance for Contract Workers
- • Oil Contractor
- • Granite City Contractors
- • Offshore Contractor meaning
- • Energy Cover
- • Petrochemical Insurance
- • Oil and Gas Insurance policies
- • SubContractor Insurance Quotes
- • Contractors Insurance Cost
- • OffshoreEnergy today
- • Oil & Gas Contractors
- • IT Contractors Insurance
- • Portable Covers
- • Contractor Quote
- • Offshore Drilling Contractor
- • Power Plant Contractors
- • Contractor Liability Insurance Quotes
- • Contractors and Insurance
- • Energy Contracting
- • How to Become Insurance Approved Contractor UK
- • Indemnity Insurance Contractor
- • Oil Field Insurance
- • Buy Contractor Insurance
- • Granite City Construction
- • Insured Contractor
- • Equipment Travel Insurance
- • Professional Indemnity Insurance retroactive date
- • Professional Indemnity Insurance Health and Safety consultant
- • Professional Indemnity Quotes
- • Energy Consultant Insurance
- • Power Contractors
- • IT Contractor Insurance
- • Health Insurance for Contractors
- • Insurance for Contractor
- • PI Insurance Quote
- • Professional Liability Insurance for Contractors
- • Professional Video Equipment Insurance
- • Insurance for a Contractor
- • Cheap Contractors Insurance
- • Commercial Combined Insurance Quote
- • Energy Risk Professional
- • Offshore, Engineering & Energy Contractor Advice
What is the difference between Professional Indemnity [PI] Insurance and Public Liability [PL] Insurance?
- Chris Jordan-Pinder
- 2022-12-05 19:14:32
Professional indemnity insurance (PI) and public liability (PL) insurance are different types of business insurance that cover claims for compensation made against you.
The difference between Professional Indemnity and Public Liability, in short
Public liability insurance covers claims made against you by customers, clients or members of the general public for injury or physical damage. Professional indemnity insurance covers claims against you by your clients for alleged mistakes, professional negligence, bad advice, libel or slander that cause your client to suffer a financial loss.
Public liability claims are on an claims-occurring basis, whilst professional indemnity is on a claims-made basis. You can find more information on this using the links below.
How does Public Liability Insurance work?
Public liability insurance covers claims for property damage or of injury. Claims can be made against you by customers, clients, or passers-by – the general public. You have to have had insurance in place at the time that the event occurred that leads to the claim being made. This is called claims-occurring.
Public liability insurance usually also covers the cost of legal defence of the claim, medical costs, compensation payments and loss of income as a result of the event that leads to the claim.
Click here to read more about Public Liability Insurance.
How does Professional Indemnity Insurance work?
Professional indemnity insurance covers claims made against you by a client for alleged mistakes or professional negligence in any work that you have done for them. You have to have insurance in place at the time the claim is made against you, regardless of when the event occurred that leads to the claim. This is called claims-made. You have to have a clause in your policy called retroactive cover in order to cover claims that occurred before the start of your current policy.
These claims could be made due to professional errors, defamation or libel, perceived poor business advice or sub-standard work. Whether the claims are founded or not, you will have to defend your position, at the very least.
Professional indemnity insurance can cover the cost of that legal defence, any costs of rectifying the issue, compensation payments awarded and any loss of income as a direct result of the claim.
An examples of professional indemnity claims could include an engineer using the incorrect unit of measurement in plans that results in the incorrect amount of supplies being purchased, or an engineer making a mistake in their calculations that results in incorrect materials being used on a project that later results in defects or failure of the project, causing a financial loss to the client.
Click here to read more about Professional Indemnity Insurance.
eNergy360 is a trading style of iNdemnity3 Limited, a division of our London based insurance brokers created specifically to provide insurance to contractors in the energy sector.
Read MoreAbout Us
London Office
0330 118 0007
71-75 Shelton Street, Covent Garden, London, WC2H 9JQ
eNergy360 is a trading name of iNdemnity3 Limited.
iNdemnity3 Limited is an appointed representative of Lonmar Global Risks Limited and is authorised and regulated by the Financial Conduct Authority under firm reference number 973565. Lonmar Global Risks Limited is authorised and regulated by The Financial Conduct Authority under firm reference number 305827.
iNdemnity3 Ltd is a company registered in England and Wales with company number 13811620 whose registered office is at 71-75 Shelton Street, Covent Garden, London, WC2H 9JQ.
To verify this visit www.fca.org.uk/register | Website Terms & Conditions | Privacy Notice | Cookies | Sitemap
© 2022-24 eNergy360. All Rights Reserved.
We and our partners do the following data processing:
Personalised ads and content, ad and content measurement, audience insights and product development, Personalised content, content performance measurement, audience data, and product development, Storing and/or accessing information on a terminal
Cookies accept Close