PROFESSIONAL
INDEMNITY

Professional Indemnity

Professional Indemnity Insurance - Exceptional Cover from eNergy360.

Professional Indemnity Insurance covers your for any negligent act, error or omission in the work you do or advice you give.

This insurance protects your business against claims for loss or damage made by a client or third party if you make mistakes or are found to have been negligent in some or all of the services you provided. Professional Indemnity Insurance will also cover legal costs.

Depending on the work you carry out and the responsibilities of your role, it may be a requirement of your contract that you purchase Professional Indemnity Insurance.

Retroactive cover is included in our policies as standard.

Claims Made and Retroactive Cover

Professional Indemnity Insurance is written on a claims made basis. This means that the insurance policy has to be in force at the time that a claim is made, rather than at the time the event occurred.

To provide cover for claims which may arise from work done under a previous insurance policy, most Professional Indemnity policies include the option for Retroactive Cover. Generally speaking, this cover would only cover you back to the last break in continuous insurance, and have an additional premium to include it, dependent on the period of time to be insured.

Our policy automatically includes retroactive cover back to the date of incorporation of your company, or the date you started trading.